Guest Post: Why I Still Live in a Shared Apartment

shared apartment

This guest post today is written by M @ Radical FIRE. She’s a 24-year-old financial consultant who’s passionate about financial independence and retiring early. She wants to take you with her on her journey to become financially. Please give a warm welcome to M! Since I graduated in September 2017, I’ve moved out of my … Read moreGuest Post: Why I Still Live in a Shared Apartment

Intentionality is Combining Spending with Purpose

intentionality

I like spending money on shiny gadgets. I don’t live like a hermit. But intentionality in spending is what brings me closer to financial independence. I don’t like throwing money away. Not Spending Money is not an Option Lots of people seem to think that reaching financial independence is about never doing anything fun. About … Read moreIntentionality is Combining Spending with Purpose

Savings Rate Calculation – A New System

savings rate calculation

To become financially independent, you have to track your finances. I write articles monthly on how my finances are progressing, in my Monthly Overview posts. I have also given you insight in how I analyse my finances. In both posts, the savings rate is an important measure. For 2018, I’m going to change my savings … Read moreSavings Rate Calculation – A New System

Retirement Investment Optimisation – My New Portfolio

retirement investments

A while ago I posted about the Dutch retirement system, and how you can save money for retirement in three different pillars. This is an article about optimising my pillar two savings, the employer’s retirement account. Default Retirement Funds My employer and I put money into a pre-tax retirement account. The retirement company then invests … Read moreRetirement Investment Optimisation – My New Portfolio