Common wisdom in the personal finance world is to have at least 3/4/5/6/9/12 months of expenses in an emergency fund. The money in this fund is used as a cash buffer, not to be invested but to be ready when something bad happens to you. In general, this is really good advice. But for the die-hard FIRE people, do you really need an emergency fund? Check out my emergency fund examples here.
After my October update that came in way too late, here’s my November 2018 Overview! It’s December already, so here are my numbers from November! Finances My finances this month were on-point again, after some rocky months. I managed to save 39.3% of my net income this month, which falls slightly short of my goal … Read moreNovember 2018 Overview