September 2018 Overview

September

We’re well into October 2018 already, so here’s my financial and personal overview of September! Finances Financially speaking, September was not a really good month. My savings rate was quite low, since I replaced my laptop. As an almost religious YNAB follower I saved up for the replacement, but still it’s quite a bit of … Read moreSeptember 2018 Overview

How My Colleague Lost 400,000 With This Financial Decision

How my colleague lost 400k

I don’t know a lot of people in my personal life (outside of blogging) who are in a financially sound position. Most are spending, spending, spending. And that’s fine. There must be people that spend money in order for business to make profits so they can return those profits to me as an investor. Anyway, … Read moreHow My Colleague Lost 400,000 With This Financial Decision

Why I Wake Up Early, and 5 Reasons You Should Too

wake up early

Lots of people like to sleep in a bit. It’s very comfortable, at least when the weather turns. When the nights are getting longer, and it’s cold outside your bed, staying under the blankets is super nice. You should try to wake up early. Here are 5┬áreasons to wake up earlier, but first let me … Read moreWhy I Wake Up Early, and 5 Reasons You Should Too

Debt Strategy: Debt Snowball vs Debt Avalanche

debt strategy

So you have decided to start paying down your debts. If you only have a mortgage that you can easily afford, this is not a problem. But if your are drowning in debt, what do you do? Let’s investigate the options you have here; the debt snowball and the debt avalanche. I will assess both debt strategies here, assisted by a case study with Jeff, who’s in quite some debt.

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