I’ve never been a big fan of peer to peer lending as an investment tool, until I discovered platforms like Grupeer and Mintos. In the past, I’ve tried a little bit of crowdlending on Dutch platforms but I don’t like the low returns, with the only potential being downwards. Then on top of that, the loans are very illiquid, meaning I can’t access my money for several years.
Mortgage interest rates have been ultra-low for the last few years. Lots of people, including myself, choose to not pay off their mortgage faster than the regular amortisation schedule. However, to determine whether you want to pay off your mortgage or not, it’s not fair to just look at the overall interest rate you’re paying.
Last week I bought this amazing old but new-to-me car. I wrote about the purchase in Mind vs Heart when buying a car. Today, I want to share with you all the numbers that rationalise my car-buying activities! Let’s nerd out a little bit!
I bought a new car! Well, not really new, that wouldn’t be very FI of me. I bought a used, new-to-me, car! Before, I was driving a company car, but due to fiscal regulations in The Netherlands it proved to be cheaper for me to drive a private car. So I bought one!
Bitcoin and other cryptocurrencies are very volatile. Their prices in euros or dollars fluctuate a lot, sometimes with multiple digits per day. Trading bitcoin can, therefore, be very risky. In this article