Increasing Income vs. Lowering Expenses – Which is Better?

increasing income vs lowering spending

In our community of financially savvy people, you’d think that it would be easy to agree on certain things. Nothing is farther from the truth. Take for example the discussion on increasing income vs lowering expenses.

It seems we can’t agree on which is better. So to end the discussion once and for all, here is my take on it!

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Intentionality is Combining Spending with Purpose

intentionality

I like spending money on shiny gadgets. I don’t live like a hermit. But intentionality in spending is what brings me closer to financial independence. I don’t like throwing money away. Not Spending Money is not an Option Lots of people seem to think that reaching financial independence is about never doing anything fun. About … Read moreIntentionality is Combining Spending with Purpose

Fire The Boss on Air – Guest on Financial Independence Europe Podcast

financial independence europe podcast

Hi hi everybody! Today on the Financial Independence Europe Podcast there is a very special guest… It’s me! The lovely folks over at FIRE Europe Podcast interviewed me about my thoughts on real estate in The Netherlands, (not) paying down loans, and how I refinanced my apartment to both lower my interest payments AND walk … Read moreFire The Boss on Air – Guest on Financial Independence Europe Podcast

Savings Rate Calculation – A New System

savings rate calculation

To become financially independent, you have to track your finances. I write articles monthly on how my finances are progressing, in my Monthly Overview posts. I have also given you insight in how I analyse my finances. In both posts, the savings rate is an important measure. For 2018, I’m going to change my savings … Read moreSavings Rate Calculation – A New System