Safe withdrawal rates have always been a discussion point for early retirees. You want to know how much of your portfolio you can withdraw without risking to run out of money. The Trinity study has tried to calculate a safe withdrawal rate based on US stock and bond performance. Is it still valid? Soon, my second interview with Financial Independence Europe Podcast will be released, where Alvar and I speak about this topic, but I wanted to give you guys an article already! Let’s do this!
On this blog I’ve written a lot about investing in Europe, and how some things are different than in the US. Regulations and taxes, for example, are different over here. What I haven’t written about a lot is the asset allocation for European investors.
My investment strategy is 100% based around investments in the stock market, and I am actively looking to diversify into real estate too. As an experiment, I have invested in two crowdlending projects, but I don’t really like this type of investing. Today I’ll discuss my problems with Dutch peer to peer lending platforms.
A while ago I published an article on how compound interest helps young investors become extremely wealthy over time. This investment potential is something I want to explain further today.
You might have heard of the term dollar cost averaging, or DCA. Let’s not change the terminology to Euro Cost Averaging here. Even for our European purposes, the principle works.