What are Stocks and Index Funds, ETFs, Mutual Funds?

stocks index funds

Stocks, or shares, always have a strange vibe around them if you talk about them. People don’t understand them. They might joke a bit about it and then leave. Even when stocks and index funds are such powerful tools to become financially free. What are Stocks and Shares? Stocks are simply ownership certificates of a … Read moreWhat are Stocks and Index Funds, ETFs, Mutual Funds?

Volatile Markets – What Bitcoin Taught Me

volatile markets

Do you have the guts to invest? You will experience some very volatile markets. Last December the markets dropped by 15-20% before moving back up in January and February. This volatility is expected. If you invest in equities, you’ll experience large swings. You Will Lose Money in Volatile Markets It’s not an if, but a … Read moreVolatile Markets – What Bitcoin Taught Me

Investment Advertisements are Predicting a Crash

investment advertisements

I see a lot of signs around me that we are heading for a new crash. Things like private lease cars, consumer credit, and investment advertisements are alarming me. Everyone Should be Investing Earlier this year I wrote a piece (in Dutch) on how the ads that everyone should start investing are indicating we’ve reached … Read moreInvestment Advertisements are Predicting a Crash

Market Timing is Pointless – As Told By Bob

market timing

As the equity markets are in solid correction territory (more than 10% decline from recent peak) and probably on it’s way to being a bear market (20% decline), people are wondering whether they should invest right now. The answer is yes. You should invest right now. Marketing timing is pointless, as shown by the story … Read moreMarket Timing is Pointless – As Told By Bob

Retirement Investment Optimisation – My New Portfolio

retirement investments

A while ago I posted about the Dutch retirement system, and how you can save money for retirement in three different pillars. This is an article about optimising my pillar two savings, the employer’s retirement account. Default Retirement Funds My employer and I put money into a pre-tax retirement account. The retirement company then invests … Read moreRetirement Investment Optimisation – My New Portfolio