With my move to freelancing, a few things in my personal finances will change as well. For one, I will have to save for my own retirement.
As an employee, my salary (net of any taxes) was credited to my bank account automagically, every month. As a freelance consultant, that will change dramatically. This is my plan to managing cash flow in 2020.
Last Friday was my last day at work! I quit my job, to become a freelance consultant. This is my first week, although it will be an easy one.
Starting next week, I will no longer have a job. However, I won’t be unemployed, as I’ll be freelancing. In the beginning I was afraid I would have to start hunting for business next week. In practice, things went a little bit better.
In my country, lots of people think it’s always better to own your home rather than rent it. On the other hand, people are complaining more and more about how difficult it has become to actually purchase a house. That means that lots of people are still renting but rather would buy.