Money shame is a very real thing. There are taboos around money, that, in my opinion, should be broken. You can feel shame for having too much debt. But the other way around is also possible. You can feel money shame for making too much money.

2019 has been a great year for me. A lot has happened, and the cherry on top was that I decided to go independent: I fired the boss and started my own business.

Mortgages are a type of debt. They can be considered good debt, for being long-term, low interest, and being backed by collateral (your home). However, that doesn’t mean that you should keep your mortgage forever. Or do you?

Like the title says: I’m wondering what you are going to achieve in 2020. Let this article be an inspiration AND a way to be held accountable. Actually, I really like the idea of an accountability buddy, or accountabuddy.