I have had some conversations with people on whether you should see your full mortgage payment as costs, and therefore count them as part of your savings rate. In the past I did count the full mortgage payment as costs, but from now on I will not longer do so.
On my most recent trip to the United States I got to fly business class. I flew Delta and KLM, and boy was this an experience!
One of the reasons I blog is that I can throw my sometimes crazy ideas into the world. The feedback I get is invaluable. Lately I got some feedback on having a mortgage, a pile of cash, and the need to refinance my primary mortgage when I buy a rental property. That had me thinking, and as regular readers know by now, I will begin to change my investment allocation and loan payoff from now on.
The Dutch FIRE community has its own little Slack group. In that group I can talk with other bloggers and non-blogging finance junkies about everything finance. A running joke is the hashtag #teamlowcost (freely translated from Dutch). This is usually typed when you’re talking about how you’re paying down your debts. I am not in this team. I’m in team investments. So why on earth did I pay down my student loans?
Money lessons can be found in all places. My girlfriend and I love to watch cheeky shows on Netflix. We absolutely loved the classics Friends and How I Met Your Mother. Currently, we’re watching The Big Bang Theory. Today I want to discuss some money lessons we can take from Friends.