I have had some conversations with people on whether you should see your full mortgage payment as costs, and therefore count them as part of your savings rate. In the past I did count the full mortgage payment as costs, but from now on I will not longer do so.
Read moreHow To Calculate Your Savings Rate – And Why I Changed My Savings Rate Calculation
On my most recent trip to the United States I got to fly business class. I flew Delta and KLM, and boy was this an experience!
One of the reasons I blog is that I can throw my sometimes crazy ideas into the world. The feedback I get is invaluable. Lately I got some feedback on having a mortgage, a pile of cash, and the need to refinance my primary mortgage when I buy a rental property. That had me thinking, and as regular readers know by now, I will begin to change my investment allocation and loan payoff from now on.
Read moreAll About My New Asset Allocation For Investments And Loans
The Dutch FIRE community has its own little Slack group. In that group I can talk with other bloggers and non-blogging finance junkies about everything finance. A running joke is the hashtag #teamlowcost (freely translated from Dutch). This is usually typed when you’re talking about how you’re paying down your debts. I am not in this team. I’m in team investments. So why on earth did I pay down my student loans?
Money lessons can be found in all places. My girlfriend and I love to watch cheeky shows on Netflix. We absolutely loved the classics Friends and How I Met Your Mother. Currently, we’re watching The Big Bang Theory. Today I want to discuss some money lessons we can take from Friends.