Emergency Fund Examples in Action

emergency fund

Common wisdom in the personal finance world is to have at least 3/4/5/6/9/12 months of expenses in an emergency fund. The money in this fund is used as a cash buffer, not to be invested but to be ready when something bad happens to you. In general, this is really good advice. But for the die-hard FIRE people, do you really need an emergency fund? Check out my emergency fund examples here.  

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How I Analyse: My Personal Finance Dashboards

personal finance dashboard

To measure is to know, also in the personal finance world. Tracking your income and expenses, investments and net worth should become a standard for individuals striving to reach financial independence. I have a set of personal finance dashboards that I use to keep on top of my finances. Do you too?

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I Cancelled My Luxury Credit Card

cancelled credit card

I’m not your regular die-hard travel hacker. Nor am I very proficient in credit card churning. But I did own an American Express Gold card for the last two years, via FlyingBlue, the airline miles program from KLM and partners. The FB Gold card is considered a luxury credit card, at least here in The … Read moreI Cancelled My Luxury Credit Card

You Need a Budget – YNAB (part 3)

YNAB

In this series I show how to use budgets without feeling restrained. I do this by using YNAB, an online budgeting tool. This article is about rolling with the punches. Part 1 | Part 2 | Part 4 If you want to start using YNAB right away, click here. If you use my link when … Read moreYou Need a Budget – YNAB (part 3)