So this week was the week of my birthday. I turned 26. Turning 26 is a point in my life where I have to think about my future. Now that I’m officially closing in on 30, as Girlfriend would like to say, the goals I have in life are getting closer.
My big financial goal is to fire my boss when I turn 40. Retiring at 40 means I have 14 years left. 14 years is a short amount of time to acquire the funds I need to retire on. So maybe I have to revisit my goals and look at retiring by 50.
Even if I miss retiring at 40 I will still come out ahead. Most people from my age I looking at the retirement when they are 72. If I can retire between 40 and 50, I will be super young compared to my peers.
So that’s the deal, reaching for financial independence is a longshot. Not so much that it is impossible but that it’s a marathon, a really, really long process.
In the 14 to 24 years I have left before I will retire, I will write 1,400 to 2,400 blog posts on this site, with my current schedule. I hope you’ll keep reading all of them.
Don’t get me wrong by reading what’s above. I still aim at a retirement at age 40. I just know that this is hard to achieve, and that even if I fail at doing so, I will come out ahead by an enormous margin.
With a couple more years before I turn 30, I have some time to think about what I want to do with my life. Eventually my girlfriend and I are interested in having kids. Also we are looking at the possibility to live abroad for a few years. Of course, we also want to buy a place together where we can raise our future children.
Sometimes I have a feeling I’m running out of time. Ideally I would live abroad without having children. But also don’t want to be 36 when I start having children. In my head that makes it difficult to plan my life, is that the definition of a quarter life crisis?
Quarter Life Crisis
I’ll keep doing what I have been doing the past few years. That is enjoying life, working hard, and saving a crap ton of money.
I would like to keep working my current job for a while, but also move to another country for a couple of years, and do all of that before getting kids.
How would you deal with this?