This monthly overview is very, very late. I know. I have not been paying attention, and since I was putting out blog articles regularly, I didn’t see that my October update was lacking. Since we’re almost into December, there’s still time. Here’s my October 2018 overview!
In financial terms, I did way better in October than I did in September. My savings rate was extremely low, at a lean 15.7% but that was due to HR messing up my tax withholdings in September. Year to date, my savings rate is now 39.7%. This means that in November and December I have to do slightly better to get to my 2018 goal of 40%.
For next month, I will have a proper pay check again. I expect my November savings rate to be up and above 40% again, even though there are some minor extra costs I’ve had. For December, I anticipate a higher income than usual (since a payment from my side hustle will come in late Dec) but also some one off costs for holidays and such. It will be tight getting to the 40% goal.
My net worth has taken a hit in October, since both my regular investments and my crypto currencies have been seeing lower and lower valuations.
In October I published 10 new blog posts, still on the Monday/Thursday schedule. I had 880 unique visitors and 2.556 views on the site, slightly lower than in September.
I definitely believe in the format I’m using now, with slightly longer form articles. So with time, I hope Google will be able to find me more easily and push readers to my site. As long as I keep publishing interesting content that shouldn’t be too hard right?
Together with another Dutch blogger I’m working on a new form of content creation, so sit tight! We will probably be publishing some news on this collaboration in December!
In my personal life nothing super interesting happened in October. I did start a side hustle, where I provide consultancy to a friend of mine who’s running a small business. It does provide me with some nice side income, and him with some cheap consulting (my freelance rate is lower than the market rate of large consultancies of course). For now it’s only been a couple of hours, so the income is still modest. However, it does help in achieving my savings goals so that’s nice!
How was your October? Let me know in the comments below.