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September 2018 Overview

We’re well into October 2018 already, so here’s my financial and personal overview of September!


Financially speaking, September was not a really good month. My savings rate was quite low, since I replaced my laptop. As an almost religious YNAB follower I saved up for the replacement, but still it’s quite a bit of money out of pocket. My year to date savings rate is still 41.2%, so slightly above my 40% target.

The outlook for next month’s savings rate is also not really good, as HR messed up my pay check for September by not withholding enough taxes. That will be corrected in October, so my net income will definitely be lower than usual.

In September I also signed the paperwork at the notary to refinance my apartment. I went there, signed on the dotted line, walked out. A day later, more than 26,000 euros arrived in my bank account. I immediately put that money to work according to my investment strategy of investing 50% in low cost index tracking ETFs and 50% in cash to save for a real estate investment.


September was the first full month of running Fire The Boss and I like it a lot. I published 10 blog posts, on a regular schedule of twice a week on Monday and Thursday. On my first blog I used to publish three times per week (Mon/Wed/Fri) but I like the slightly lower frequency as it gives me more time to write.

Because I have more time, my articles are a little more in depth than they were on my old site. The average word count of articles on Fire The Boss is slightly over 1,400. Back over at Ontsladebaas it is 450. Now I know word count is not an important measure by itself, but still. This post will definitely bring the word count down ????.

In September I attracted 956 unique visitors and 2.769 pageviews according to Jetpack. This number is bound to grow as I publish more articles, interact with more bloggers online, and hopefully Google will be able to find me more easily.

Read about my thoughts on blogging in English.


So I went back to school, well, I started a six week course over on EDx.org as part of my development plan at work. It’s a soft skills course, about how communication, emotions, ego, and more play a role in your relationships and how that effects things like negotiating. Definitely very interesting, but also a bit exhausting.

The course takes around 6 hours per week, so it’s almost an additional work day each week. If I count the numbers, considering that my consulting job is definitely more than 40 hours per week, on top of that I have to commute, I run a blog, and the 6 hours of studying, my life will be busy in October. But hey, I cannot sit still anyways.

>>> See also my October 2018 overview.

How was your September? Let me know in the comments below.

3 thoughts on “September 2018 Overview”

  1. Very good job B (and Team CF). I am new in the community and still learning a lot but you guys do a great job writing these blogs. It really helps. I appreciate it. Kudos for CheesyFinance too.


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