Financial independence is about more than retiring early from a job you don’t like. Maybe you do enjoy your job, so why would you want to quit? What could be the reason to pursue financial independence? I think the reason should be to gain more options in your life.
Today I want to discuss two pretty good ETFs (exchange-traded funds) that European index investors seem to love. We’re going to try to determine which fund is the better investment, by looking at things like fees, dividends, liquidity, and management. VWRL vs IWDA: Let the showdown begin!
Just a few weeks ago I attended a FIRE meetup in The Netherlands. It was amazing to talk to all these crazy FIREy types and exchange ideas. This week, I had the incredible joy of meeting up with a FIRE friend living in the United Kingdom.
I’ve never been a big fan of peer to peer lending as an investment tool, until I discovered platforms like Grupeer and Mintos. In the past, I’ve tried a little bit of crowdlending on Dutch platforms but I don’t like the low returns, with the only potential being downwards. Then on top of that, the loans are very illiquid, meaning I can’t access my money for several years.
Mortgage interest rates have been ultra-low for the last few years. Lots of people, including myself, choose to not pay off their mortgage faster than the regular amortisation schedule. However, to determine whether you want to pay off your mortgage or not, it’s not fair to just look at the overall interest rate you’re paying.