FIRE THE BOSS

All About My New Asset Allocation For Investments And Loans

One of the reasons I blog is that I can throw my sometimes crazy ideas into the world. The feedback I get is invaluable. Lately I got some feedback on having a mortgage, a pile of cash, and the need to refinance my primary mortgage when I buy a rental property. That had me thinking, and as regular readers know by now, I will begin to change my investment allocation and loan payoff from now on.

refinance-my-apartment

Grupeer Review – Peer To Peer Investment Platform

UPDATE 8 APRIL 2020: it seems that Grupeer might be a scam. I strongly advise against putting in any new money into this platform. More information can be found here. There is are preparations for a lawsuit. You can participate here.

I’ve never been a big fan of peer to peer lending as an investment tool, until I discovered platforms like Grupeer and Mintos. In the past, I’ve tried a little bit of crowdlending on Dutch platforms but I don’t like the low returns, with the only potential being downwards. Then on top of that, the loans are very illiquid, meaning I can’t access my money for several years.

asset allocation european investors

Asset Allocation for European Investors

On this blog I’ve written a lot about investing in Europe, and how some things are different than in the US. Regulations and taxes, for example, are different over here. What I haven’t written about a lot is the asset allocation for European investors.

My Problems With Dutch Peer to Peer Lending Platforms

My investment strategy is 100% based around investments in the stock market, and I am actively looking to diversify into real estate too. As an experiment, I have invested in two crowdlending projects, but I don’t really like this type of investing. Today I’ll discuss my problems with Dutch peer to peer lending platforms.