All About My New Asset Allocation For Investments And Loans

One of the reasons I blog is that I can throw my sometimes crazy ideas into the world. The feedback I get is invaluable. Lately I got some feedback on having a mortgage, a pile of cash, and the need to refinance my primary mortgage when I buy a rental property. That had me thinking, and as regular readers know by now, I will begin to change my investment allocation and loan payoff from now on.

Mintos office

Mintos Review – Peer To Peer Investment Platform

Mintos is one of Europe’s largest peer to peer lending platforms. As you all know by now, I’ve been reluctant to invest too much into this type of asset in the past. Until now. Since a few months I invest through Mintos, and I’m quite happy so far! Today you can read all about my personal Mintos review!


Grupeer Review – Peer To Peer Investment Platform

UPDATE 8 APRIL 2020: it seems that Grupeer might be a scam. I strongly advise against putting in any new money into this platform. More information can be found here. There is are preparations for a lawsuit. You can participate here.

I’ve never been a big fan of peer to peer lending as an investment tool, until I discovered platforms like Grupeer and Mintos. In the past, I’ve tried a little bit of crowdlending on Dutch platforms but I don’t like the low returns, with the only potential being downwards. Then on top of that, the loans are very illiquid, meaning I can’t access my money for several years.

asset allocation european investors

Asset Allocation for European Investors

On this blog I’ve written a lot about investing in Europe, and how some things are different than in the US. Regulations and taxes, for example, are different over here. What I haven’t written about a lot is the asset allocation for European investors.