The Dutch Retirement System

dutch retirement system

Every country seems to have a different retirement system. In this article, I will explain how the system in The Netherlands works. Based on this system, I have to make certain choices regarding my (early) retirement. Below are the three pillars in the Dutch retirement system. The Three Pillars of Retirement Here in The Netherlands, … Read moreThe Dutch Retirement System

You Need a Budget – YNAB (part 2)

YNAB-2

In this blog series I show you how to use budgets in a non-restrictive order, you become the boss of your money. The tool I use to create my budget is called YNAB, short for You Need A Budget. This post is about your embracing your true expenses.

Part 1 | Part 3 | Part 4

If you want to start using YNAB, please use my affiliate link. It will give both you and me a free month of YNAB. God I love these win-win scenarios!

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September 2018 Overview

September

We’re well into October 2018 already, so here’s my financial and personal overview of September! Finances Financially speaking, September was not a really good month. My savings rate was quite low, since I replaced my laptop. As an almost religious YNAB follower I saved up for the replacement, but still it’s quite a bit of … Read moreSeptember 2018 Overview

Debt Strategy: Debt Snowball vs Debt Avalanche

debt strategy

So you have decided to start paying down your debts. If you only have a mortgage that you can easily afford, this is not a problem. But if your are drowning in debt, what do you do? Let’s investigate the options you have here; the debt snowball and the debt avalanche. I will assess both debt strategies here, assisted by a case study with Jeff, who’s in quite some debt.

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