October 2018 Overview – Savings Rate and More

october 2018 overview

This monthly overview is very, very late. I know. I have not been paying attention, and since I was putting out blog articles regularly, I didn’t see that my October update was lacking. Since we’re almost into December, there’s still time. Here’s my October 2018 overview! Finances In financial terms, I did way better in … Read moreOctober 2018 Overview – Savings Rate and More

Emergency Fund Examples in Action

emergency fund

Common wisdom in the personal finance world is to have at least 3/4/5/6/9/12 months of expenses in an emergency fund. The money in this fund is used as a cash buffer, not to be invested but to be ready when something bad happens to you. In general, this is really good advice. But for the die-hard FIRE people, do you really need an emergency fund? Check out my emergency fund examples here.  

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How I Analyse: My Personal Finance Dashboards

personal finance dashboard

To measure is to know, also in the personal finance world. Tracking your income and expenses, investments and net worth should become a standard for individuals striving to reach financial independence. I have a set of personal finance dashboards that I use to keep on top of my finances. Do you too?

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September 2018 Overview


We’re well into October 2018 already, so here’s my financial and personal overview of September! Finances Financially speaking, September was not a really good month. My savings rate was quite low, since I replaced my laptop. As an almost religious YNAB follower I saved up for the replacement, but still it’s quite a bit of … Read moreSeptember 2018 Overview